Privacy Policy

1. Information We Collect

Vaulk72 collects information you provide when you create an account, use our services, or communicate with us:

• Account information: Email address and authentication credentials (managed via Clerk)
• Watchlist data: Stock symbols you add to your watchlist and your preferences
• Usage data: Stock analyses you request, comparisons you view, and app interactions
• Payment information: Processed securely through Stripe (we do not store credit card details)
• Device information: Device type, operating system, and basic app telemetry for performance monitoring

2. How We Use Your Information

We use the information we collect to:

• Provide Vaulk Assessments and stock analysis features
• Maintain your watchlist and Personal Pulse updates
• Process premium subscriptions and manage billing
• Send service notifications and account updates
• Improve our analysis algorithms and user experience
• Prevent fraud and ensure platform security
• Comply with legal obligations

3. Data Storage and Security

Your data is stored securely using industry-standard encryption and security practices. Stock analyses are generated using advanced language models and cached to improve performance. We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, or destruction.

4. Third-Party Services

Vaulk72 uses the following trusted third-party services:

• Clerk: Secure authentication and user account management
• Stripe: Payment processing and subscription billing (PCI-compliant)
• OpenAI: Advanced language models for generating stock analyses and insights
• Financial data providers: Real-time and historical stock market data

These services have their own privacy policies governing how they handle data. We recommend reviewing their policies.

5. Data Sharing

We do not sell your personal information. We may share data only in these limited circumstances:

• With service providers necessary to operate the app (authentication, payments, analysis)
• When required by law or to protect our legal rights
• In connection with a business transfer or acquisition (users will be notified)
• With your explicit consent

6. Your Rights and Choices

You have the right to:

• Access and review your personal data
• Request correction of inaccurate information
• Request deletion of your account and data
• Export your watchlist and usage data
• Opt out of marketing communications (we send very few)
• Withdraw consent where we rely on it

To exercise these rights, contact us at privacy@vaulk72.com

7. Analytics and Telemetry

We collect anonymous usage analytics to understand how users interact with Vaulk72 and improve performance. This includes tracking which features are used, analysis cache hit rates, and error monitoring. This data is aggregated and does not identify individual users.

8. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. If you delete your account, we will remove your personal data within 30 days, except where retention is required by law or for legitimate business purposes (such as resolving disputes or preventing fraud).

9. Children's Privacy

Vaulk72 is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If we become aware that a child has provided personal information, we will take steps to delete it.

10. International Users

Vaulk72 is operated in the United States. If you are located outside the U.S., your information will be transferred to and processed in the U.S., where data protection laws may differ from those in your country.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy with an updated date. Your continued use of Vaulk72 after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

Email: privacy@vaulk72.com
Support: support@vaulk72.com